Take the quiz
Your money personality is an important part of who you are and is often overlooked. Knowing whether you are more of a ‘Spendy Susie or ‘Sally Saver’ will help you to adjust your habits for a more fruitful financial future. Take our quiz below to find out which money personality you identify with most, taking note of your answers for each question and adding up which letter you have most. Whichever letter appears most for you will reveal which kind of personality you are, and you can read our short overview with tips at the end.
1: Which statement best describes your attitude towards financial planning?
A. I love to save, it makes me happy no matter what I am saving for.
B. I like to plan and planning for my money is no different.
C. I don’t plan as such, if I’ve worked hard then I can enjoy the financial outcomes.
D. I have lots of investment ideas of what to do with my money.
E. I don’t let money affect my decision making or planning.
2: Which saying best describes how you feel about your finances in general?
A. ‘Fail to plan, plan to fail’ I am organised, responsible and reliable with money.
B. I always like to think that it is ‘better to be safe than sorry’ when it comes to money.
C. ‘Sharing is caring!’ I like to use my hard earned money to treat friends and loved ones.
D. ‘Your comfort zone is your danger zone’ I am excited about what I can do with money.
E. ‘Not my problem’ I would rather let someone else deal with my finances.
3: What best describes your opinion on making important financial decisions?
A. Big and little financial decisions require careful consideration, not impulse.
B. I like to research a lot before I make big decisions.
C. I like to know my money is safe and won’t make any risky decisions.
D. I don’t stick to a budget or plan, it is too restrictive.
E. I don’t waste time on financial decisions, I make them quickly.
F. I don’t tend to make many financial decisions, I am content with life as it is.
4: In your opinion, which statement reflects your personal attitude towards money?
A. I am trustworthy.
B. I have plenty of savings.
C. I love to pay for experiences with loved ones.
D. I can make assumptions with my money.
E. I care more about relationships than money.
5: What sacrifice are you prepared to make for healthier finances?
A. I will avoid having credit.
B. I will make any sacrifices in order to feel secure and safe.
C. I find it hard to make sacrifices when it comes to making memories and having fun.
D. I trust my gut instinct on whether I should sacrifice something or not.
E. I don’t really think about money or sacrificing for money.
6: What would your friends or family say about your financial habits?
A. They think I am very frugal.
B. My loved ones know I will not take a risk with money.
C. They know I will make my money work to spend time with them.
D. My family and friends know I can be impatient with those who aren’t making money.
E. I do not discuss my financial affairs with anyone.
7: How do you keep on top of your financial situation?
A. I constantly check my bank account and keep track of spending.
B. My daily mindset is that it is better to do without today than tomorrow.
C. If I want something I will buy it, spending makes me happy.
D. I am in charge and sometimes I often make decisions without consulting anyone
E. I don’t make a big deal about money.
8: Do you feel in control of your finances?
A. Yes, I am extremely focussed on reaching financial goals.
B. Yes, I am the one in charge of our household finances.
C. I prefer to live in the moment, making memories without controlling everything.
D. I prefer to be on alert for new ways to make money, rather than the same old thing.
E. My bank balance is only important when I want to m
9: Do you worry about your finances?
A. To avoid worry I pay off my bills as soon as possible.
B. I like to be prepared for anything so I don’t have to worry.
C. I don’t worry too much, I will buy impulsively if I want to.
D. I believe a potentially big payoff is worth taking the risk.
E. I would never let money worry me.
10: What would make you happier about your financial situation?
A. I am the happiest when I have large amounts of money available to me.
B. I will be happy if I don’t lose money.
C. I wish I didn’t sometimes regret what I have purchased.
D. I would like to find a new and exciting way to make more money.
E. I would like more direction when it comes to finance.
Which one are you?
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